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As a referrer, earn $50 for each referral who signs up and completes a successful first deposit. Referees get $50 after successful 1st deposit. Win-win for you and your friends.


Sign-up for the Onyx Premium Banking1 Membership Waitlist

A modern private banking services for the new generation


Onyx Premium $75 monthly fee or $60 per month if billed annually


Onyx Plus $35 monthly fee or $25 per month if billed annually

Modern Banking User Experience

  • 17g Metal Onyx Visa® Debit Card with NFC
  • Multiple virtual cards & checking accounts
  • Friendly Mobile Interface
  • High Security

High Yield Cash Management

  • 1.4% Annual Percentage Yield (APY)2 FDIC insured checking account
  • Investment Account with 3.5% Yield 7-Day High-Yield Cash Sweep
  • 1%-10% Cash Back Rewards on Eligible Purchases4
  • 5% Yield on US Treasury Bills

Frictionless Money Movement

  • High-limits money movement
  • Free money movement
  • Same day money movement
  • Frictionless approval process

Premium Customer Service

  • Personalized Relationship Manager
  • Dedicated Financial Advisor (Coming soon)
  • Fast response and resolution times
  • 7 days a week
  • Payments & Bill Pay concierge

Exclusive Member Benefits

  • 24/7 365 days Lifestyle Concierge
  • Lounge Access
  • Exclusive Product Offers
  • Hotel, Dining & Travel Benefits

Personalized Investments3

  • $500,000 SIPC Insurance
  • Personalized Robo-Advisor Portfolios
  • Treasury Investment (T-bill)
  • Direct Indexing & Tax-Loss Harvesting
  • Alternative assets at low minimums
    (Coming soon)
  • Secured Loans (Coming soon)