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About UsCompare OnyxOnyx MembershipBlog
About UsOnyx MembershipBlog

Modern private banking services for the new generation1

Onyx offers a premium and exclusive banking1 membership service

Onyx is backed by:

Global Founders Capital
Y Combinator
Y Combinator
Y Combinator
Y Combinator
Goodwater Capital
Olive Tree Capital

A reimagined digital yet premium
banking service1

Banking and wealth with a white-glove 24/7 concierge service

High Yield Cash Management




on select brands


FDIC Insured Checking Account


on subscriptions


SIPC Insured Cash Sweep Account


on dining


US Treasury Bills SPIC Insured


on ridesharing and food delivery


on Credit Card Bill Payment9


on everything else

Personalized Investments3

Access low-minimum personalized risk portfolios based on your financial goals. Robo-advisory with tax-loss harvesting and soon to come alternative assets.

$500,000 SIPC Insurance

Personalized Robo-Advisor Portfolios

Treasury Investment (T-bill)

Direct Indexing & Tax-Loss Harvesting

Alternative assets at low minimums
(Coming soon)

Secured Loans (Coming soon)


Frictionless Money Movement

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Free Money Movement

Fast Same Day Money Movement

High-Limits Money Movement

Seamless Bill Pay

Premium & Personalized Customer Service

7 days a week customer service

Dedicated Relationship Manager

Fast response & resolution times

Payment & Bill Pay Concierge

24/7 365 Lifestyle Concierge

24/7 Concierge that doesn’t suck. Fully human but completely digital with personalization based on your preferences.

Lightning fast responses and resolutions

Book Travel, Dining, Experiences & Luxury Goods

Benefits access when booking through concierge

Personalized research & recommendations

Exclusive Member-Only Benefits6

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Hotel Benefits

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Dining Benefits

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Lounge Access

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Exclusive Product Offers

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Private Aviation Discounts

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Yacht Rentals Discounts

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Off-Market Villas Access

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Exclusive VIP Experiences

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Exclusive Events Benefits

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Wellness Discounts

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24/7/365 Lifestyle Concierge

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Best Rates & Rewards

Sign-up for the waitlist and be the first to get access7.

First come first serve basis. Invite your friends and move up8 on the waitlist if they also sign-up.