Modern private banking services for the new generation1
Onyx offers a premium and exclusive banking1 membership service
Onyx is backed by:
A reimagined digital yet premium
banking service1
Banking and wealth with a white-glove 24/7 concierge service
High Yield Cash Management
Spend
Save
2%-10%
on select brands
1.4%
FDIC Insured Checking Account
5%
on subscriptions
3.5%
SIPC Insured Cash Sweep Account
2%
on dining
5.01%
US Treasury Bills SPIC Insured
2%
on ridesharing and food delivery
1%
on Credit Card Bill Payment9
1%
on everything else
Personalized Investments3
Access low-minimum personalized risk portfolios based on your financial goals. Robo-advisory with tax-loss harvesting and soon to come alternative assets.
$500,000 SIPC Insurance
Personalized Robo-Advisor Portfolios
Treasury Investment (T-bill)
Direct Indexing & Tax-Loss Harvesting
Alternative assets at low minimums
(Coming soon)
Secured Loans (Coming soon)
Earn when you spend and deposit
Earn Onyx rewards with every purchase
2-10%
cashback
On special brands offers4
5%
cashback
On USDC deposits3 (coming soon)
5%
cashback
On digital subscriptions4
2%
cashback
On ridesharing & food delivery4
1%
cashback
On everything else4
Frictionless Money Movement
Free Money Movement
Fast Same Day Money Movement
High-Limits Money Movement
Seamless Bill Pay
Premium & Personalized Customer Service
7 days a week customer service
Dedicated Relationship Manager
Fast response & resolution times
Payment & Bill Pay Concierge
24/7 365 Lifestyle Concierge
24/7 Concierge that doesn’t suck. Fully human but completely digital with personalization based on your preferences.
Lightning fast responses and resolutions
Book Travel, Dining, Experiences & Luxury Goods
Benefits access when booking through concierge
Personalized research & recommendations
Exclusive Member-Only Benefits6
Hotel Benefits
Dining Benefits
Lounge Access
Exclusive Product Offers
Private Aviation Discounts
Yacht Rentals Discounts
Off-Market Villas Access
Exclusive VIP Experiences
Exclusive Events Benefits
Wellness Discounts
24/7/365 Lifestyle Concierge
Best Rates & Rewards
Sign-up for the waitlist and be the first to get access7.
First come first serve basis. Invite your friends and move up8 on the waitlist if they also sign-up.