One app, Dual Power
Empowering Small Business Owners to Thrive and Grow with a Unified Personal and Business App that Simplifies Financial Management.
![Image New Home Hero](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65736d8023a903c3f411494d_Frame%201171274929.png)
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Main reasons to segregate Business and Personal Accounts
Managing your business finances separately help you to pay less taxes, protect your personal assets and improve your business performance
![Icon Section Reasons](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65df9906e7a7b7597694353a_Frame%2037097.png)
Tax optimization
- Businesses have better tax terms
- Fewer reporting mistakes
- Efficient accounting
![Icon Section Reasons](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65df9906eed028a7717d0820_Frame%2037097-1.png)
Protection
- Protect personal assets in case of business debit
- More financial security
![Icon Section Reasons](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65df9906f0fb81b9860ac2c9_Frame%2037097-2.png)
Business Performance
- Track revenue, expenses, and profits
- Better decision-making and strategic planning
- Identify areas for cost-cutting or investment
![Background Image Reasons Section](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65dfc3acff51aa3fd8ae35ab_Frame%201171275069.png)
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![Background Image Reasons Section](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65df9c028693466e4fcd0d64_Mask%20group.png)
Manage your finances within a click
Effortlessly switch between your personal and business accounts with just one login.
Personal
Explore premium banking2, elevate wealth management, and enjoy exclusive member benefits seamlessly within your Personal Account.
![Personal Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563c468e7d1a2bc1feaf78c_Ellipse%20681.png)
![Personal Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563c52f5de008a908ce9cc4_Mask%20group%202.png)
![Personal Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563c5307bcf718b804c54f1_Mask%20group.png)
![Personal Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563ccb77052e26695ac2405_Frame%201171274854.png)
Business
Get yield on your idle money, cashback4 on your debit card purchases, Quickbooks and Xero native integrations with premium customer support .
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563cb3e7052e26695ab7091_Ellipse%20681.png)
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563cb3e4e8bc25b76e97fff_Mask%20group.png)
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563cb3ec9018bf978692fff_Mask%20group%202.png)
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65736ebe1bda409d5ec8ed9f_Frame%201171274929.png)
Checking Accounts
![Earn More Card Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d35c4503332060ff24c9_imagem.png)
High Yield Cash Sweep Account
![Earn More Card Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d35c4503332060ff24c9_imagem.png)
U.S. Treasuries - T-Bills
Local and State taxes exempt
![Earn More Card Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d35c4503332060ff24c9_imagem.png)
![i3Bank Logo](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d58dbd5ebaf6760d1a59_Mask%20group%20(1).png)
![Member FDIC](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/65833d11883aee96009008fb_Mask%20group.png)
![Earn More Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d35c45db91a91bea87ce_Mask%20group.png)
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![Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/657770a14f2c7103c42a84ce_Ellipse%20681%20(1).png)
Onyx Business Account
Boost your Business Account with 2.01% APY2 on checking and cashback5 on debit card purchases, top vendor discounts, and native integrations with Quickbooks and Xero.
Checking account
- 2.01% APY and Native Bill-Payments
- Multiple Virtual Cards with 1.5% cashback on spending
- Mobile checks and instant deposit methods
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566527478146d6e4e71a33a_Business%203.png)
Investments
- 4%+ Yield on Money Market Account
- High Yield and High Liquidity
- Financial Business Advisor
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/656652743a355fa1cfca4cff_Business%202.png)
Resources
- Quickbooks and Xero native integrations
- $5,000+ in savings on tools for accounting, payments, marketing, and more
- Premium Customer Support
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566527478146d6e4e71a33a_Business%203.png)
![Earn More Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d35c7bcf718b8053a769_Vector.png)
Personal Account
Modern user-interface with frictionless money movement, up to 4 joint account holders, and 17g metal debit card with cashback and native digital bill pay
![Mobile Personal Account](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6564e9278d408b09af23f130_Frame%201171274838.png)
![Component Personal Account](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6564e9278b5d128401f3582d_Componentes.png)
![Earn More Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6563d35c7bcf718b8053a769_Vector.png)
![Ellipse Personal Account](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6564e927e2b6a8f64e5c43c9_Ellipse%20681.png)
![Background Personal Account](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6564ec04c34666e08a975f89_Mask%20group.png)
![Background Personal Account](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6564ec04b24255c2a98c10e4_Mask%20group%202.png)
![Background Personal Account](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6564ec04b24255c2a98c10ee_Mask%20group%203.png)
Virtual Cards & Cashback
Create multiple virtual cards to manage your personal and business finances
- You can organize your business expenses with multiple virtual cards. Plus, earn 1.5% cashback on every card purchase
Personal Virtual Card
- Earn on spending and create burner single use cards, have up to 6 active virtual cards, and set specific limits for security and convenience.
![Background Virtual Cards](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566164de73f378fada0a36f_Mask%20group.png)
![Background Virtual Cards](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566164decef447f2cffccda_Mask%20group%202.png)
![Background Virtual Cards](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566164d771cd2447db97ad3_Mask%20group%203.png)
![Background Virtual Cards](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566164dcbf710403a50e03c_Mask%20group%204.png)
![Background Virtual Cards](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566164dc6f9bf09eb77d83d_Ellipse%20682.png)
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Onyx is here to help all types of small businesses
We support small business owners and entrepreneurs in their financial journey. Exclusively for US-owned LLCs and Sole Proprietorship – Apply Today!
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/656648af1f1a44a22cf197fd_Frame%201171274863.png)
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/656648af6864c673f429f8d8_Frame%201171274864.png)
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/656648af4065101b820b97dd_Frame%201171274865.png)
![Business Image](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566570925962b8c2204a61d_Frame%201171274863%20(1).png)
![Business Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/656648af33a768fb1b11a3ee_Frame%201171274862.png)
![Business Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566498ae24b8013f7547ec4_Mask%20group.png)
![Business Background](https://cdn.prod.website-files.com/64001a240b4a44cd8693ca07/6566498aa8bddf965216a21b_Mask%20group%202.png)