One app, Dual Power
Empowering Small Business Owners to Thrive and Grow with a Unified Personal and Business App that Simplifies Financial Management.

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Main reasons to segregate Business and Personal Accounts
Managing your business finances separately help you to pay less taxes, protect your personal assets and improve your business performance

Tax optimization
- Businesses have better tax terms
- Fewer reporting mistakes
- Efficient accounting

Protection
- Protect personal assets in case of business debit
- More financial security

Business Performance
- Track revenue, expenses, and profits
- Better decision-making and strategic planning
- Identify areas for cost-cutting or investment



Manage your finances within a click
Effortlessly switch between your personal and business accounts with just one login.
Personal
Explore premium banking2, elevate wealth management, and enjoy exclusive member benefits seamlessly within your Personal Account.




Business
Get yield on your idle money, cashback4 on your debit card purchases, Quickbooks and Xero native integrations with premium customer support .




Checking Accounts

High Yield Cash Sweep Account

U.S. Treasuries - T-Bills
Local and State taxes exempt

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Onyx Business Account
Boost your Business Account with 2.01% APY2 on checking and cashback5 on debit card purchases, top vendor discounts, and native integrations with Quickbooks and Xero.
Checking account
- 2.01% APY and Native Bill-Payments
- Multiple Virtual Cards with 1.5% cashback on spending
- Mobile checks and instant deposit methods

Investments
- 4%+ Yield on Money Market Account
- High Yield and High Liquidity
- Financial Business Advisor

Resources
- Quickbooks and Xero native integrations
- $5,000+ in savings on tools for accounting, payments, marketing, and more
- Premium Customer Support


Personal Account
Modern user-interface with frictionless money movement, up to 4 joint account holders, and 17g metal debit card with cashback and native digital bill pay







Virtual Cards & Cashback
Create multiple virtual cards to manage your personal and business finances
- You can organize your business expenses with multiple virtual cards. Plus, earn 1.5% cashback on every card purchase
Personal Virtual Card
- Earn on spending and create burner single use cards, have up to 6 active virtual cards, and set specific limits for security and convenience.







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Onyx is here to help all types of small businesses
We support small business owners and entrepreneurs in their financial journey. Exclusively for US-owned LLCs and Sole Proprietorship – Apply Today!



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